Final Expense
Our Final Expense Insurance Services provide a lump-sum death benefit to your beneficiary, which can be used to cover various final expenses And other Benefits such as:
-Guaranteed Acceptance: Our final expense insurance policies are designed to provide coverage to individuals who may have been denied coverage elsewhere.
Tax-Free Benefits: The death benefit paid to your beneficiary is tax-free, ensuring that your loved ones receive the full amount.
Fixed Premiums: Your premiums will never increase, providing you with predictable and affordable coverage.
Accumulating Cash Value: A portion of your premiums can accumulate a cash value over time, which you can borrow against or withdraw.
Simplified Underwriting: Our simplified underwriting process eliminates the need for medical exams, making it easier to get approved.
Frequently Asked Question Based From Our Clients
Final Expense insurance is a type of life insurance designed to cover funeral expenses, medical bills, and other final costs. It provides a lump-sum death benefit to your beneficiary, which can be used to pay for these expenses.
Anyone who wants to ensure that their loved ones are not burdened with funeral expenses and other final costs. This includes seniors, individuals with pre-existing medical conditions, and those who want to supplement their existing life insurance coverage.
The cost of Final Expense insurance varies depending on factors such as age, health, and coverage amount. However, premiums are generally affordable and can be paid monthly or annually.
Final Expense insurance is designed specifically to cover funeral expenses and other final costs, whereas traditional life insurance provides a larger death benefit to support dependents.
Yes, you can still purchase Final Expense insurance with a pre-existing medical condition. However, you may be subject to a waiting period or higher premiums.
Yes, you can typically cancel your policy within a specified timeframe (e.g., 30 days) without penalty. However, canceling your policy may result in losing any accumulated cash value.
Contacts
address
PO Box 58131 Raleigh NC 27658
Email address
mike@4eversuccess.com
cONTACT NUMBER
+1 (919) 925-0842
Our journey began with a simple yet profound mission: to make insurance more accessible, affordable, and personalized.